Mortgages

In addition to conventional fixed-rate 15-year and 30-year mortgage loans, Bank of Zachary can offer a variety of portfolio lending options which come with benefits such as down payments as low as 10% and no private mortgage insurance (PMI).

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Leveraging the equity in your home can be a great way to finance large expenses such as a new car, wedding, or home renovation.  Bank of Zachary can offer home equity term loans in a second mortgage position up to 95% of appraised value.

Bank of Zachary can finance mobile homes and land up to 80% of appraised value. The mobile home must be immobilized and attached to the property with an Act of Immobilization.